Income Tax Calculator

Calculate your income tax liability for FY 2025-26 (AY 2026-27)

Include salary, business income, and other sources

How It Works

Enter your annual income and select your tax regime. The calculator applies the latest FY 2025-26 tax slabs including the standard deduction of Rs 75,000 (new regime) or Rs 50,000 (old regime).

New Regime Slabs (FY 2025-26):
0 – 4L: Nil | 4L – 8L: 5% | 8L – 12L: 10% | 12L – 16L: 15% | 16L – 20L: 20% | 20L – 24L: 25% | Above 24L: 30%

HRA Exemption Calculator

Calculate your House Rent Allowance exemption under Section 10(13A)

HRA Exemption Rules

HRA exemption is the minimum of three amounts: actual HRA received, rent paid minus 10% of salary, and 50% of salary (metro) or 40% (non-metro).

HRA exemption is only available under the Old Tax Regime. If you opt for the New Regime, HRA is fully taxable.

Capital Gains Tax Calculator

Calculate LTCG and STCG tax on equity, property, and other assets

Capital Gains Rules (Budget 2024)

LTCG on all assets is now taxed at a uniform 12.5%. Equity LTCG is exempt up to Rs 1.25 lakh per year. STCG on equity is taxed at 20%.

Holding period for LTCG: Equity – 12 months, Property – 24 months, Other – 24 months.

GST Calculator

Calculate GST amount with CGST and SGST breakdown

GST Rates

GST has four slabs: 5% (essentials), 12% (standard goods), 18% (most services), and 28% (luxury items). For intra-state supply, GST is split equally into CGST and SGST.

Advance Tax Calculator

Plan your advance tax installments for FY 2025-26

Enter TDS deducted by employer or other sources

Advance Tax Due Dates

Advance tax must be paid in 4 installments: 15% by June 15, 45% by Sept 15, 75% by Dec 15, and 100% by March 15.

Interest under Section 234B (default) and 234C (deferment) applies if advance tax is not paid on time or falls short.

TDS Calculator

Calculate Tax Deducted at Source for various payment types

TDS Rate Chart

TDS rates vary by payment type. Most common: Salary (slab rate), Interest 10%, Rent 10%, Professional fees 10%, Contractor 1-2%.

If PAN is not furnished, TDS is deducted at 20% or the applicable rate, whichever is higher (Section 206AA).

Old vs New Regime Comparison

Find out which tax regime saves you more money

Which Regime Is Better?

The New Regime offers lower tax rates but very limited deductions (only standard deduction of Rs 75,000). The Old Regime allows 80C, 80D, HRA, home loan interest, and other deductions.

Generally, if your total deductions exceed Rs 3.75 lakh, the Old Regime saves more. Enter your details to get a personalized comparison.

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